How it works

From first conversation to clear next steps

Our process is designed to be simple, private and respectful of your time.

  1. 1

    Start a conversation

    Chat with our assistant to share what you're facing — no commitment required.

  2. 2

    Tell us about your situation

    Answer a few simple questions about your needs, income and household.

  3. 3

    Complete your application

    Create a secure account and complete a guided, step-by-step application.

  4. 4

    Our team reviews your submission

    A member of our team reviews your information and may request documents.

  5. 5

    Receive a decision and next steps

    We share an eligibility decision and clearly explain any options available.

Start Your Application