Legal

Eligibility Disclaimer

Eligibility is determined individually after a full review of your application.

Individual review

Factors may include your state of residence, household circumstances, income, the type and amount of debt, and available program capacity.

No guarantees

We never guarantee grants, debt forgiveness, approval or any specific amount. Our chat assistant cannot approve applications.

Decisions

Only authorized HELD team members can record eligibility decisions, which are communicated through your applicant dashboard.